Legal Notice

Information pursuant to section 5 Austrian E-Commerce Act (ECG)

Service provider: Marcel René Stoni (sole proprietor)
Address: Adi-Dassler-Gasse 2, 9073 Klagenfurt am Wörthersee, Austria
Email: business@pendrai.com
Phone: +43 664 5083394
VAT ID: ATU83630616

Business purpose: Operation of a web-based application for personal portfolio management ("Pendrai")

Legal form: Sole proprietorship (not registered in the commercial register)

Trade: Automatic data processing in the IT sector (free trade)
GISA number: 40126104
Trade authority: Magistrate of the Provincial Capital Klagenfurt am Wörthersee
Chamber membership: Member of the Austrian Federal Economic Chamber (WKO), Professional Group Management Consultancy, Accounting and Information Technology (UBIT)
Applicable legal provisions: Austrian Trade Regulation Act, available at www.ris.bka.gv.at

Disclosure pursuant to section 25 Austrian Media Act

Media owner: Marcel René Stoni, address as above

Basic direction: Pendrai informs Users about portfolio data entered or imported by them and publicly available market data. It is private management software, not journalistic or editorial reporting; displayed content does not constitute investment, financial or tax advice.

Consumer dispute resolution

The service provider is not obliged to participate in dispute-resolution proceedings before a consumer arbitration body and does not currently participate. For complaints and questions, please contact business@pendrai.com directly; we aim to reach a prompt and amicable solution.

Liability for content and external links

Pendrai's content is prepared with care. Price, dividend and exchange-rate data originate from third parties, including Twelve Data, CoinGecko and Frankfurter/European Central Bank. No warranty is given for their accuracy, completeness or timeliness; see section 5 of the Terms. Pendrai links in several places to third-party content, including broker services and data providers. The respective provider is responsible for those external sites and the service provider has no influence over their design. Links will be removed promptly if legal violations become known.

Copyright

Pendrai's content, design and software are protected by copyright. Company logos are provided by Elbstream and are the property of the respective companies.